Insurance
An important component of a successful internship abroad is a healthy and safe experience
For the welfare of its participants, and to ensure uniform coverage, The Intern Group has developed a travel insurance plan through Lloyd's and Secutive. This travel insurance is available for most participants on The Intern Group Program – most nationalities are eligible.
Secutive is a leader in providing comprehensive coverage for exchange programs around the globe. Their service network provides information about health care providers, emergency evacuation processes, and other services making this a valuable tool in our effort to provide the safest intern-abroad environment possible.
Please note that insurance is compulsory for all programs. If you do not have a current travel insurance plan in place, we strongly advise you to purchase this insurance coverage. Coverage must be maintained throughout the entire program duration. You may purchase coverage directly through this website.
The plan provides health and accident coverage, emergency medical evacuation and repatriation of remains, security evacuation, optional political and natural disaster, and pre-trip cancellation coverage
Plan overview
| Benefit Type | Limit - USD |
| Emergency Medical and Hospital Expenses | 5,000,000 |
| Emergency Medical Assistance | Unlimited |
| Medical Evacuation Expenses | 50,000 |
| Dental Expenses (Pain Relief) | 500 |
| Dental Expenses (Accidental Injury) | 3,000 |
| Permanent Total Disablement (Any occupation) | 40,000 |
| Luggage and Personal Effects (Includes Luggage Delay, Loss of Checked Luggage & Lost Documents/Money) | 1,000 |
| Personal Liability | 1,000,000 |
| Search and Rescue | 25,000 |
| Catastrophe covers | 1,000 |
| Legal Advice | 25,000 |
| Security Evacuation Expenses | 25,000 |
| Accidental Death | 30,000 |
| Repatriation of Remains or Burial | 25,000 |
| Emergency Reunion | 5,000 |
| Emergency Bail Bond | 1,500 |
| Travel Delay | 350 |
| Trip Interruption | Up to 1 economy fare ticket |
USD 0 Deductible/Excess for Medical and related claims
USD 100 Deductible/Excess in respect of Personal Liability
Please be advised, this policy does cover eligible medical expenses incurred due to COVID-19. If you contract COVID-19 after your policy’s effective date, eligible medical expenses will be covered like any other Illness. Please note that the Pre-Trip Cancellation and Trip Interruption benefits are excluded with respect to COVID-19. Routine and Preventive services, such as a COVID immunization and routine COVID screening/testing, are excluded as the policy excludes all routine and preventive services.
RATES- Travel/Medical Insurance Base Plan Per Day
| Coverage | Amount |
|---|---|
| Worldwide Cover Excluding USA and Canada: ages 18-30 | USD 2.01 |
| Worldwide Cover Excluding USA and Canada: ages 31-40 | USD 2.30 |
| Worldwide Cover Including USA and Canada: ages 18-30 | USD 2.31 |
| Worldwide Cover Including USA and Canada: ages 31-40 | USD 2.64 |
Optional Upgrades if additional premium paid:
Political and Natural Disaster Evacuation + Kidnap Consultancy Fees (PND+KCF) Upgrade $100,000
| South America | $0.27 per day |
| Rest of the world | $0.10 per day |
Pre-Trip Cancellation outside of the USA/Canada
| Must be purchased 120 days in advance of start date | USD $60 per trip |
Pre-Trip Cancellation in the USA/Canada
| Must be purchased 120 days in advance of start date | USD $60 per trip |
Questions?
You can contact our provider directly for insurance related questions. Please start your email topic with “The Intern Group – Your policy issue/discussion topic”
Contact for any assistance related to the enrollment – changing effective dates, needing an ID card or copy of policy, etc.
Email: Info@Secutive.com
Tel: 609-785-3224
Contact for Emergency, assistance on where to go for treatment, and claims related.
Services rendered in LATAM (Latin America; South America; Caribbean) contact:
WORLD TRAVEL ASSIST (WTA)
Email: assistance@wtabyhas.com
Tel: 1 954 472 1895 (must be made from a landline and not a cell phone)
Services rendered worldwide EXCEPT LATAM contact:
ON CALL INTERNATIONAL (OCI)
Email: mail@oncallinternational.com
Tel: 603 952 2658 (collect)
Or see contact information for claims on your insurance ID card.
